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It is our policy to collect co-payments and past due/previous balances at the time services are rendered. For your convenience you may pay by cash, check, VISA, MasterCard or Discover.  If you have financial difficulty, please contact our billing department at(586) 464-4010 to set up payment arrangements.Please bring all active insurance cards with you to your appointment, and please notify us of any changes.

If you have a HMO insurance, please be sure to have all necessary referrals at the time of service, or we will have to reschedule your appointment.

Macomb Cardiovascular Institute participates with many insurance plans and will bill non-participating plans for you as a courtesy.  However, health plans vary in what they cover.  We ask you to be aware of what your health plan covers, and your responsibilities for any deductibles and co-payments.  It is a good idea to contact your insurance company prior to each visit to check for any changes in your health insurance coverage.

Macomb Cardiovascular Institute currently accepts the following insurance plans:

AARPAdvantra Freedom

AETNA (Non-contracted Insurance) Cofinity contracted/participating providers are able to see AETNA PPO based plans as of 010106 when AETNA began accessing the Cofinity network.

  • PPO
  • Aetna Medicare Open Plan PFFS
  • Aetna Medicare PPO
Beechstreet
  • PPO
  • Worker’s Comp
BCN (Blue Care Network)
  • HMO
  • Blue Preferred Plus PPO
  • BCN65
  • BCN Advantage (Medicare Advantage plan)
BCBS (Blue Cross Blue Shield)
  • Traditional
  • Medicare Supplemental
  • Community Blue PPO (Trust)
  • Medicare Plus Blue (Medicare Advantage plan)
  • BCBS  Medicare Advantage PFFS (Medicare Advantage plan)
Cigna (affiliation agreement with HAP Preferred)
  • PPO
  • CIGNA/HAP plans
Cofinity (previously PPOM)
  • PPO
  • Aetna PPO
  • Humana Choice Care Network
  • DMC Care
First Health (Coventry Health Care)
  • PPO
  • Mailhandlers Benefit Plan (MHBP)
  • National Association Of Letter Carriers (NALC)
Great Lakes Health Plan (GLHP)
  • Medicaid HMO
Great-West Healthcare
  • PPO
  • POS

HAP  **( All of the following HAP plans are contracted thru Mount Clemens General Network, all patients must be in-network) Alliance Health & Life Insurance Company

  • EPA
  • PPO
  • POS
  • EPO
HAP Preferred (previously Health Choice)(PHP)
  • EPA
  • PPO
  • POS
  • EPO
  • CIGNA
Health Alliance Plan
  • HMO
  • POS
  • Senior Plus (Medicare Advantage plan) **(must be in-network)
Humana (Choice Care Network)
  • PPO
  • POS
  • Humana Choice PPO
  • Humana Gold Choice (Medicare Advantage plan)
  • Humana Gold Plus HMO (Medicare Advantage plan)
  • Humana Group Medicare PFFS (Medicare Advantage plan)
Interplan Health Group (IHG)
  • DirectCare America
McLaren Health Plan (MHP)
  • Health Advantage PPO
Medicaid
  • ABW (Adult Benefit Waiver) covers out-patient services only
Medicare PHCS (Private Health Care Systems, Inc)
  • PPO
PPOM see Cofinity Tricare
  • Standard
  • Prime
  • Prime Remote
  • Tricare for Life (Must be eligible for Medicare Part B-Primary)
United Health Care
  • PPO
  • POS
  • EPO

** This is a partial listing of insurance companies we accept, if you do not see your insurance company listed please contact our office at (586) 464-4010.